At eight years old I awoke to a heavy snow that covered my neighborhood. My friends grabbed their snow sleds. I grabbed my snow shovel. I made money by shoveling walks and driveways before enjoying sledding with my friends. This life-long habit of delayed gratification has earned me the nick-name from my son, “The King of Delayed Gratification.”

At eleven years old I partnered with my cousin in a start-up company where we bought Italian Ice from a wholesaler and sold it to retail customers in Camden, NJ. The money we made was enough to cover the cost of tuition at Harvard at the time. Needless to say, we were very successful.